If you live in Texas and are uninsured like millions of other Americans you may be in luck, there are now very affordable individual health insurance plans available to residents of the Lone Star State. There are many reasons why it is so important for Americans to have health insurance the primary reason being that [...]
Distributions from an HRA
Generally, distributions from an HRA must be paid to reimburse you for qualified medical expenses you have incurred. The expense must have been incurred on or after the date you are enrolled in the HRA. Reimbursements under an HRA can be made to the following persons:
1. Current and former employees.
2. Spouses and [...]
There are health insurance carriers who have decided to become very competitive with their rates in Texas for individuals. In addition, because of new legislation from the Federal Government, Employers are allowed to pay for health insurance for individuals instead of it having to be a group. The result is between 40 – 65% savings [...]
The pros and cons of Group versus Individual health insurance are easy if you know a few basic things. Below you will find those answers, equipping you with the knowledge to decide which the best option for you is. There are a few things to consider when compiling your list of pros and cons.
The main [...]
We all take something for granted. Clean water, the love of a faithfull pet…even health insurance. For most of us, insurance has generally been available through our employers, so we don’t typically give it a second thought.
But with rising health care costs and a changing economy, some employers have had to drop insurance coverage, leaving [...]
Thirty years ago, cancer was a death sentence. Today, cancer remains a formidable foe, but survivors have battled back and are pushing the statistical trend toward the other direction. In fact, the five-year survival rate for all cancers diagnosed between 1996 and 2002 is 66 percent — that’s up 51 percent from 1977.1 Thanks to [...]
Presidential candidates’ plans for health care reform
Now that the presidential race has narrowed to two candidates, it’s a good time to review where each of them stands on the issue of health care reform and what they intend to do about it. While Senator Barack Obama and Senator John McCain agree on many of the [...]
In 2002, a national study by the Institute of Medicine of the National Academy of Sciences demonstrated the direct link between a lack of health coverage and deaths from health-related causes. Drawing on that study, Families USA, the national organization for health care consumers, recently made available reports for all 50 states that show how many [...]
Check back often for updates on improvements and offers in the realm of personal health insurance. This is a place for information and education concerning personal health insurance for the business owner and individual. Hi there.