#body 
	{
	margin: 0 auto;
	margin-top: 0px;
	margin-bottom: 0px;
	background-color: #DEDEDE;
	margin-left: 0px;
	margin-right: 0px;
	}
	
.main_body
	{
	width: 851px;
	border: 0px solid #fff;  
	margin: 0 auto;
	}

.main_body2
	{
	width: 780px;
	border: 0px solid #fff;  
	margin: 0 auto;
	}
.main_body_quote
	{
	width: 1031px;
	border: 0px solid #fff;  
	margin: 0 auto;
	}
	
.header_start
	{
	width: 851px; 
	height: 28px;
	border: 0px solid #000;
	background-image: url(../files/design_01.jpg);
	background-repeat: repeat-x;
	margin: 0 auto; 
	float:left
	}
	
	.header_start2
	{
	width: 780px; 
	height: 28px;
	border: 0px solid #000;
	background-image: url(../files/design_01.jpg);
	background-repeat: repeat-x;
	margin: 0 auto; 
	float:left
	}

.top_title{
    color:#FFFFFF;
	margin:0 0 0 30px;
	font-family:Georgia, 'Times New Roman', Times, serif;
	font-size:0.9em;
	line-height:25px;
}

.howell
	{
	width: 221px; 
	border: 0px solid #fff;  
	float:left
	}
	
.menu
	{
	display: block;
	width: 221px; 
	height: 260px;
	border: 0px solid #000;  
	float:left;
	padding-bottom: 10px;
	}
		
.footer
	{
	width: 780px; 
	height: 36px;
	border: 0px solid #000; 
	background-image: url(../files/design_60.jpg);
	text-align: center;
	float:left;
	clear:both;
	}

.footer_quote
	{
	width: 780px; 
	clear:both;
	}

.text_1
	{
	font-family: Verdana, Arial, sans-serif;
	font-size: 11px;
	color: #FFFFFF;
	padding-top: 12px;
	font-weight: bold;
	}
	
.text_1
	a{
	color: #FFFFFF;
	text-decoration: none;
	}
		
.text_2
	{
	font-family: Verdana, Arial, sans-serif;
	font-size: 11px;
	color: #000000;
	line-height: 15px;	
	float: left;
	clear: left;
	width: 300px;
	padding-top: 10px;
	padding-left: 10px;
	padding-bottom: 30px;
	}
		
.text_3
	{
	float:right;
	font-family: Verdana, Arial, sans-serif;
	font-size: 11px;
	color: #4E4E4E;
	font-weight: normal;
	line-height: 15px;	
	text-align: right;
	padding-right: 80px;
	padding-top: 10px;
	}
	
.text_3_quote
	{
	float:right;
	font-family: Verdana, Arial, sans-serif;
	font-size: 11px;
	color: #4E4E4E;
	font-weight: normal;
	line-height: 15px;	
	text-align: right;
	padding-right: 0px;
	padding-top: 10px;
	}
	
.text_3 a, .text_3_quote a{
	color: #4491D7;
	text-decoration: none;
	}

em
	{
	color: #4491D7;
	font-style: normal;
	font-weight: bold;
	}
		
h1
	{	
	font-family: Arial, Helvetica, sans-serif;
	font-size: 18px;
	color: #7c76fa;
	padding-left: 12px;
	margin-top: 20px;
	line-height: normal;
	font-weight: normal;
	}
	
h2
	{
	font-family: Arial, sans-serif;
	font-size: 11px;
	color: #4491D7;
	padding-left: 12px;
	padding-top: 10px;
	}

h3
	{
	font-family: Arial, sans-serif;
	font-size: 11px;
	color: #4E4E4E;
	margin: 0 auto; 
	padding-left: 12px;
	padding-top: 5px;
	font-weight: bold;
	}
	
h4
	{
	font-family: Verdana, Arial, sans-serif;
	font-size: 11px;
	color: #000000;
	margin: 0 auto; 	
	}
	
h5
	{
	font-family: Verdana, Arial, sans-serif;
	font-size: 11px;
	color: #0779f8;
	padding-top: 0px;
	padding-left: 12px;
	font-weight: normal;
	}

h6
	{
	margin: 0px;
	padding: 0px;
	display: block;
	text-align: right; 
	padding: 0px 20px 10px 0px;
	}

h6
	a{	
	font-family: Arial, sans-serif;
	font-weight: normal;
	font-size: 11px;
	color: #0080ff;
	font-weight: bold;
	color: #0080ff;
	text-decoration: none;
	margin: 0px;
	}

p
	{
	font-family: Verdana, Arial, sans-serif;
	font-size: 11px;
	color: #000000;
	padding-bottom: 10px;
	margin: 0 auto; 	
	}
	
.hr
	{
	float: left;
	border: 0px #000 solid;
	height: 15px;
	width: 248px;
	background: url(../files/stripe.jpg) no-repeat scroll center;
	}
	
div.hr hr {
	display: none;
}

/*///////////////////////////////////////////////////////////////////////*/
	
.column_1
	{
	width: 221px;
	border: 0px solid #000;
	background-image: url(../files/howellhealthinsurance1.jpg);
	background-repeat: repeat-Y;
	float:left;
	}	
	
.column_1 p
	{
	width: 195px;
	border: 0px solid #000; 
	padding-top: 0px; 
	}
	
.column_1 img
	{
	float:left;
	}
	
/*///////////////////////////////////////////////////////////////////////*/

.column_2
	{
	width: 559px; 
	border: 0px solid #000; 
	background: #fff; 
	float:left;
	}

.column_2 img
	{
	float: none;
	}
	
/*///////////////////////////////////////////////////////////////////////*/

.column_3
	{
	width: 559px;  
	border: 0px solid #000; 
	background: #fff; 
	float:left;
	}

.column_3 img
	{
	float: none;
	}
	
.column_3 p
	{
	font-family: Arial, sans-serif;
	width: 535px;
	border: 0px solid #000; 
	padding-top: 0px;  
	padding-left: 0px;
	text-align: justify;
	}	
	
/*///////////////////////////////////////////////////////////////////////*/

.column_4
	{
	width: 559px; 
	border: 0px solid #000; 
	background: #fff; 
	float:left;
	}

.column_4 img
	{
	float: none;
	}
	
.column_4 p
	{
	font-family: Arial, sans-serif;
	width: 535px;
	border: 0px solid #000; 
	padding-top: 0px;  
	padding-left: 0px;
	text-align: justify;
	}	
	
/*///////////////////////////////////////////////////////////////////////*/

.column_5
	{
	width: 559px; 
	border: 0px solid #000; 
	background: #fff; 
	float:left;
	}

.column_5 img
	{
	float: none;
	}
	
.column_5 p
	{
	font-family: Arial, sans-serif;
	width: 535px;
	border: 0px solid #000; 
	padding-top: 0px;  
	padding-left: 0px;
	text-align: none;
	}	
	
/*///////////////////////////////////////////////////////////////////////*/

.mystyle1 
	{
	width: 248px; 
	border: 0px solid #000;
	background-image: url(../files/howellhealthinsurance2.jpg);
	background-repeat: repeat-Y;
	float:left;
	}	

.mystyle1 p
	{
	float: none;
	clear: both;
	width: 225px;
	border: 0px solid #000; 
	padding-top: 0px;  
	margin-bottom: 0px;
	}

.mystyle1 img
	{
	padding-left: 16px;  
	padding-right: 8px;
	padding-top: 10px;
	float: left;
	}	
		
/*///////////////////////////////////////////////////////////////////////*/
		
.mystyle2
	{
	width: 309px; 
	height: 895px; 
	border: 0px solid #000; 
	background: #fff; 
	float:left
	}
	
.mystyle2 p
	{
	width: 283px;
	border: 0px solid #000; 
	padding-top: 13px;  
	}	

.mystyle2 img
	{
	padding-left: 12px;
	padding-right: 12px;
	float: left;
	}

.mystyle2 h5
	{
	margin: 0px;
	}

.box
	{
	padding-left: 22px; 
	}
		
/*///////////////////////////////////////////////////////////////////////*/
	
.mystyle3 img
	{
	padding-left: 15px;
	padding-right: 5px;
	float: left;
	}	
	
.mystyle3 h2
	{
	font-family: Arial, sans-serif;
	font-size: 11px;
	color: #0E62AE;
	padding-left: 12px;
	padding-top: 10px;
	}
	
.mystyle3 em
	{
	font-family: Verdana, Arial, sans-serif;
	color: #0779F8;
	font-size: 11px;
	font-style: normal;
	font-weight: bold;
	}	
	
.mystyle3 h3
	{
	font-family: Arial, sans-serif;
	font-size: 11px;
	color: #000000;
	margin: 0 auto; 
	padding-left: 12px;
	padding-top: 5px;
	font-weight: bold;
	}
	
.mystyle3 h6
	{
	margin: 0px;
	padding: 0px;
	}

.mystyle3  h6
	a{	
	font-family: verdana, Arial, sans-serif;
	font-weight: normal;
	font-size: 12px;
	color: #0080ff;
	text-align: right; 
	padding: 0px 20px 10px 0px;
	font-weight: bold;
	display: block;
	color: #0080ff;
	text-decoration: none;
	margin: 0px;
	}

/*///////////////////////////////////////////////////////////////////////*/
	
.mystyle4 img
	{
	padding-left: 15px;
	padding-right: 5px;
	float: left;
	}	
	
.mystyle4 h2
	{
	margin: 0px;
	padding-top: 0px;
	}
	
.mystyle4 p
	{
	padding-bottom: 0px;
	}
		
/*///////////////////////////////////////////////////////////////////////*/

.mystyle5 img
	{
	padding-left: 15px;
	padding-right: 5px;
	float: left;
	}	
	
.mystyle5 h2
	{
	font-size: 25px;
	padding-top: 0px;
	}
	
.mystyle5 p
	{
	padding-bottom: 0px;
	}
				
/*///////////////////////////////////////////////////////////////////////*/

.mystyle6 h2
	{
	margin: 0px;
	}

.mystyle6 img
	{
	padding-left: 15px;
	padding-top: 5px;
	padding-right: 5px;
	float: left;
	}
	
.mystyle6 .hr
	{
	float: left;
	border: 0px #000 solid;
	padding-left: 15px;
	height: 9px;
	width: 542px;
	background: url(../files/design_63.jpg) no-repeat scroll center;
	}
	
div.hr hr {
	display: none;
}	

/*///////////////////////////////////////////////////////////////////////*/

.mystyle7 img
	{
	padding-left: 15px;
	padding-right: 5px;
	float: left;
	}	
	
.mystyle7 h2
	{
	font-size: 23px;
	padding-top: 0px;
	}
	
.mystyle7 h3
	{
	font-family: Arial, sans-serif;
	font-size: 18px;
	color: #4491D7;
	padding-left: 12px;
	padding-top: 10px;
	}
	
.mystyle7 p
	{
	padding-bottom: 0px;
	}
	
.mystyle7 em
	{
	font-family: Arial, sans-serif;
	color: #0779F8;
	font-size: 11px;
	font-style: normal;
	font-weight: bold;
	}

.mystyle7 em
	a{
	color: #0779F8;
	text-decoration: none;
	}

.mystyle7 .hr
	{
	float: left;
	border: 0px #000 solid;
	padding-left: 15px;
	height: 9px;
	width: 542px;
	background: url(../files/design_63.jpg) no-repeat scroll center;
	}
	
div.hr hr {
	display: none;
}

/*///////////////////////////////////////////////////////////////////////*/

.mystyle8 img
	{
	padding-left: 15px;
	padding-right: 5px;
	float: left;
	}	
	
.mystyle8 h2
	{
	color: #0080FF;
	font-weight: bold; 
	font-size: 13px;
	margin: 0px;
	}

.mystyle8 li a
	{
	font-family: Arial, sans-serif;
	color: #0080FF;
	font-weight: bold; 
	font-size: 11px;
	margin: 0px;
	}
	
.mystyle8 h3
	{
	color: #0080FF;
	text-align: center;
	font-weight: bold; 
	font-size: 13px;
	margin: 0px;
	}	
	
.mystyle8 p
	{
	padding-bottom: 0px;
	}
	
.mystyle8 li
	{
	padding-bottom: 5px;
	margin-left:0px;
	padding-left:0px;
	font-family: Arial, sans-serif;
	font-size: 11px;
	}

.mystyle8 ul {
	border: 0px solid #000000;
	margin-left:15px;
	list-style-type: none;
	padding-left:0px;
	}
	
.mystyle8 em
	{
	font-family: Arial, sans-serif;
	color: #0779F8;
	font-size: 11px;
	font-style: normal;
	font-weight: bold;
	}

.mystyle8 em
	a{
	color: #0779F8;
	text-decoration: none;
	}

.mystyle8 .hr
	{
	float: left;
	border: 0px #000 solid;
	padding-left: 15px;
	height: 9px;
	width: 542px;
	background: url(../files/design_63.jpg) no-repeat scroll center;
	}
	
div.hr hr {
	display: none;
}	

/*///////////////////////////////////////////////////////////////////////*/

.mystyle9 img
	{
	padding-left: 15px;
	padding-right: 5px;
	float: left;
	}	
	
.mystyle9 h2
	{
	color: #4491D7;
	font-weight: bold; 
	font-size: 25px;
	margin: 0px;
	}
	
.mystyle9 p
	{
	font-family: Verdana, Arial, sans-serif;
	font-size: 21px;
	padding-bottom: 0px;
	font-weight: none;
	}
	
.mystyle9 em
	{
	font-family: Arial, sans-serif;
	color: #0779F8;
	font-size: 23px;
	font-style: normal;
	font-weight: bold;
	}

.mystyle9 em
	a{
	color: #0779F8;
	text-decoration: none;
	}

.mystyle9 .hr
	{
	float: left;
	border: 0px #000 solid;
	padding-left: 15px;
	height: 9px;
	width: 542px;
	background: url(../files/design_63.jpg) no-repeat scroll center;
	}
	
div.hr hr {
	display: none;
}	

/*///////////////////////////////////////////////////////////////////////*/

.mystyle10 img
	{
	padding-left: 15px;
	padding-right: 5px;
	float: left;
	}	
	
.mystyle10 h2
	{
	font-size: 23px;
	padding-top: 0px;
	}
	
.mystyle10 h3
	{
	font-family: Verdana, Arial, sans-serif;
	font-size: 16px;
	color: #0080FF;
	padding-left: 12px;
	padding-top: 0px;
	}
	
.mystyle10 p
	{
	padding-bottom: 0px;
	}

.mystyle10 .hr
	{
	float: left;
	border: 0px #000 solid;
	padding-left: 15px;
	height: 9px;
	width: 542px;
	background: url(../files/design_63.jpg) no-repeat scroll center;
	}
	
div.hr hr {
	display: none;
}

.sitemapList{
   float:left;
   padding-left:15px;
   width:250px;
   line-height:20px;
  
   }
   
.sitemap01{
   float:left;
   padding-left:15px;
   width:250px;
   
   }


.sitemap01 p{
   font-family:Geneva, Arial, Helvetica, sans-serif;
   font-size:1.0em;
   color:#0099FF;
   }
   

a.smlink:link {
    color: #666666;
    text-decoration:none;
	font-family: Arial;
	font-size: 0.8em;
	font-weight:bold;
		
}

a.smlink:hover {
    text-decoration:none;
	color: #0099FF;
	text-decoration:none;
	font-family: Arial;
	font-size: 0.8em;
	font-weight:bold;
		
}

a.smlink:visited{
    text-decoration:none;
	color: #666666;
	text-decoration:none;
	font-family: Arial;
	font-size: 0.8em;
	font-weight:bold;
		
}