Howell Health & Life Insurance

Our Guarantee At Howell Health & Life Insurance Company we promise to help you custom design a quality health insurance plan that meets your needs and your budget. We promise to represent insurance plans that are "A" rated or higher and pay their claims on time. We promise to educate you on all your health and life insurance options and to disclose "the good, the bad, and the ugly" about the insurance plans we represent. That is our guarantee to you.
Timely Service Howell Health & Life Insurance is dedicated to a no-nonsense approach to health insurance. We focus on giving you the health and life insurance coverages that you need in a timely and cooperative manner. We provide personal service by coming to you at a time and a place that are convenient to you.

Let's Design Your Plan!

Our Plan Designers will assist you in choosing the health plan that is right for you and they will assist you with the online application.

Simple Health Plans for Responsible Health Care Consumers. Offered in conjunction with our Association Plans which provide you with valuable enhancements to lower your out of pocket expenses.

Special Features on ALL OUR MAJOR MEDICAL PLANS!

A Preferred Group for the self-employed, their families and dependents
ALL plans are Guaranteed to be Renewable - Cannot be singled out for rate increase or cancellation
24 x 7 On-the-Job Coverage with International Provisions
Flexible plan design... puts you in charge
Family deductible option
Doctor visit co-pays available
100% coverage options available after chosen deductible/coinsurance
$2,000,000+ per person lifetime maximum
Choice of doctors, hospitals & networks
1st-Dollar Wellness options
ALL PLANS AN HAVE OUT OF POCKET MAXIMUM

Field Underwriting Expedites Your Application!

Each and every one of our applications is considered on its own merit based on medical and non-medical characteristics. By utilizing established industry underwriting guidelines we can offer individuals, families and small businesses competitive premiums, benefits and customized major medical coverage throughout the United States.

Field Underwriting benefits you!

Include Pre -Existing Conditions, if acceptable, directly into your plan for an ACCURATE QUOTE!
Ensure the best available coverage for your family
Expedite your application to save you money

We need to discuss any current or previous health issues, treatment, and prescription or non prescription drug use in the past five to ten years; depending on the specific circumstances.

Any Questions Before We Begin? Let's Get Started!

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1712 Coyote Ridge Carrollton, TX 75010
Phone: (866)-875-7775
Fax: (866)-875-7775
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